Do You Qualify for Medicaid Benefits?
CT Medicaid Specialists offers Connecticut Title 19 application help for Long Term Care. Are you looking for help paying for Long Term Care (now referred to Long Term Services and Supports) for yourself or a disabled loved one? The Medicaid application process can be confusing, and we are here to help. Millions of American children, adults, and seniors suffer from chronic illness and disability. Long Term Care (or LTSS) describes care that a patient needs in every day activities: bathing, meal preparation, eating, toilet duties, bathing, and dressing, for instance. Do you qualify for Connecticut Medicaid Benefits? To be eligible for Title 19 (Medicaid), you must meet certain physical and financial requirements. There are special eligibility criteria for persons needing long term care. First, you must be a citizen of the United States OR an eligible non-citizen and a resident of Connecticut.
You must tell the State of CT about all assets, either owned solely by you or owned jointly with someone else. Assets include, but are not limited to, bank accounts, certificates of deposit, stocks and bonds, cash surrender value of life insurance policies, and non-home property. Non-home property is excluded for as long as the individual is making a bona fide effort to sell the property. Your home is not counted as an asset while you own and live in it as your primary residence. Income limits are strict; those who have too much income can still get Medicaid by deducting medical bills from their excess income (this is called "spend-down").
Health Insurance and Medicare pay for acute medical needs, and Medigap addresses co-payments and deductibles under Medicare, but not long term care costs. If you have not been able to prepare early on with a long term care insurance policy and you do not have the resources to pay the $400 per day average expense for care in a nursing facility, Title 19 may be your only recourse.
Medicaid pays for medical care for people who do not have enough money to pay their medical bills. Nursing home care is only one type of care paid by Medicaid. If you qualify, Medicaid will pay for your nursing home care and most of your costs while you are in a nursing home, including
- doctor visits;
- hospital care;
- your room (shared);
- tests and treatments; and
- equipment your doctor says you need.
Families of Medicaid applicants and attorneys have found CT Medicaid Specialists to be efficient and helpful in making the Medicaid application process easier and to ensure applications are filed correctly. Our staff can advise on current Medicaid requirements and restrictions and will work directly with the family and client to ensure the process is as easy as possible. Call 860-490-6772 today.