What is the difference between Skilled Nursing Care vs Nursing Home Care? There may be some confusion between the two terms, as they describe very different levels of care.  A skilled nursing facility provides various services by Medical Doctors, Registered Nurses, Physical Therapists, Speech Therapists and other professional medical personnel. Patients are usually sent to a skilled nursing facility after a hospital stay because they need medical attention in the early stages of recovery.  The stay here is generally short-term.  Short term, up to 20 days, your costs should be paid for by Medicare. If care is continued long-term, skilled nursing facilities can get expensive.

You or a loved one may also receive in-home skilled nursing care. A registered nurse comes in to help with intravenous maintenance, line dressing changes, catheters, mediports, wound care, blood draws, injections, and parenteral feeding tubes. Non-medical help with every day personal care is a different type of care. In a nursing home one receives non-medical daily care.  Patients with dementia, for instance, require high levels of assistance with non-medical, everyday living tasks. Long-term care such as this is not paid for by Medicare. Paying for nursing home care out of pocket is very expensive.

Unless families plan ahead to protect their assets from the enormous expense by investing in long-term care insurance, their only recourse is Medicaid. In Connecticut, what you don't know may keep you or your loved one from getting long term services and supports.  At CT Medicaid Specialists, we meet many people who are not prepared for the financial burden associated with custodial and skilled nursing care.

While Medicaid provides long-term services to those with chronic disabling conditions, it is only available for individuals who meet income and other eligibility requirements. The very poor may have no problem qualifying for financial assistance. The wealthy are generally able to purchase expensive Long Term Care insurance. The middle class population may mistakenly believe that Medicare or health insurance will pay for custodial care.

Being unfamiliar with the Medicaid safety net, the average person learns quickly that nursing care is very costly. Don't risk losing everything you have worked for all your life! The knowledgeable staff at CT Medicaid Specialists is intimately familiar with the Medicaid application process. While applying for Medicaid can be a time consuming process, our experience and knowledge makes the task easy and efficient.  Call 860-490-6772 today.

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Skilled Nursing Care vs Nursing Home Care  | CT Medicaid Specialists